Wrigley Associates Credit Union


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Proudly serving the Associates of the Wm. Wrigley Jr. Company since 1939

Services

Share (Savings) Products

Dividends are declared by the Board of Directors and are based on the credit union earnings.
Dividends on all share products are calculated using the 'Average Daily Balance' method and paid quarterly on March 31, June 30, September 30, and December 31.

Regular Shares
This account is required before any credit union services may be used. The minimum amount to open this account is $5.00.

Special Share Account
An additional share account that you may withdraw from at any time.

Christmas Club
The Christmas Club year begins November 1st and ends October 31st. Checks are issued the first week of November. You may join the club at any time, but no withdrawals can be made from your Christmas account until the end of the club year. If you need to withdraw, there is a $10.00 fee for early withdrawal.

Vacation Club
The Vacation Club year begins June 1st and ends May 31st. Checks are issued the first week of June. You may join the club at any time, but no withdrawals can be made from your Vacation account until the end of the club year. If you need to withdraw, there is a $10.00 fee for early withdrawal.

Loan Products

Personal Loans
An unsecured loan. The maximum loan amount is $20,000.

Share Secured Loans
The shares (savings) in your regular share account are pledged as collateral for this loan.

Auto Loans
New and used auto loans are secured by the title to the vehicle. The maximum loan amount is $50,000 for a new vehicle and $40,000 for a used vehicle.

Home Equity Loans
Fixed-rate Home Equity Loans now available to Illinois residents.

Visa Credit Cards
Visa Credit cards with rates starting at 9.99%

Other Services

Enterprise Vehicle Sales		Entertainment Books

Financial Counseling		Notary Public

Theater Tickets AMC

Member pay Credit Life/Disability Insurance		Payroll Deduction An easy way to pay your loan. Your payment is deducted from your paycheck and credited electronically to your loan.

WRICU News

Credit Life/Disability Insurance Coverage -
Credit Life Insurance coverage provides protection on your loan(s) up to $20,000.00 in case of the member's death. Credit Disability Insurance Provides protection on your loan(s) up to a maximum of $450 per month if you become totally and continuously disabled through sickness or accident for more than 30 days with benefits beginning on the 31st day.

30 day open enrollment period to apply for the new insurance. Prior to Oct. 31, 2010, you may complete a Credit Life application for existing loans without providing proof of insurability. Please call the credit union for details.

Forms

Visa Credit Card Application

Loan Application

Credit Insurance Application

Certificate of Insurance - Credit Life Credit Disability

Payroll Deduction Card

Setup an electronic transaction INTO WACU

Setup an electronic transaction OUT OF WACU

How to Join the Credit Union

Account Card

Account Change Card

Membership & Account Agreement

EFT Disclosure

Funds Availability

Privacy Notice

Truth in Savings Disclosure

Supplemental Beneficiary Forms

The forms are in PDF format - download Acrobat Reader here ===>