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| Frequently Asked Questions (FAQs) |
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What is a credit union?
A credit union is a not-for-profit financial cooperative, owned, controlled and operated for the benefits of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits and lower interest rates on loans.
How do I join the Wrigley Associates Credit Union?
Membership in the Wrigley Associates Credit Union is open to all associates of the Wm. Wrigley Jr. Company and its wholly owned associated companies in the United States. Please contact the credit union and request a new member packet.
I am transferring to another Wrigley facility. May I still keep my credit union account?
Yes, payroll deduction is established at all Wrigley facilities in the United States. It is also available to all associates working in the field. Your credit union is just a phone call away.
What is the benefit of keeping my membership in the Wrigley Associates Credit Union after I retire from the Wm. Wrigley Jr. Company?
The benefits are (click on links for more information):
1. Competitive dividend rates on share (savings) deposits
2. Competitive interest rates on loans
3. Life Savings Insurance
4. Loan Protection Insurance
5. WRICU News
Is my credit union share account insured?
Your credit union share account is insured up to $100,000 by the National Credit Union Administration (NCUA), an agency of the federal government.
Why should I take a loan from the Wrigley Associates Credit Union?
1. Competitive interest rates based on your credit score.
2. The credit union utilizes the simple interest calculation.
3. No pre-payment penalty.
4. The convenience of payroll deduction. No check, no cash, no stamp!
5. Loan protection insurance. Death or permanent disability insurance up to $20,000. Disability coverage ends at age 60 and death coverage ends at age 70. The credit union pays the premiums for this coverage.
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