Services

Home What's New Services Rates Links & FAQs About Us Contact Us

Proudly serving the Associates of the Wm. Wrigley Jr. Company since 1939

Services

Share (Savings) Products

Dividends are declared by the Board of Directors and are based on the credit union earnings.
Dividends on all share products are calculated using the “Average Daily Balance” method and paid quarterly on March 31, June 30, September 30, and December 31.

Regular Shares
This account is required before any credit union services may be used. The minimum amount to open this account is $5.00.

Special Share Account
An additional share account that you may withdraw from at any time.

Christmas Club
The Christmas Club year begins November 1st and ends October 31st. Checks are issued the first week of November. You may join the club at any time, but no withdrawals can be made from your Christmas account until the end of the club year. If you need to withdraw, there is a $10.00 fee for early withdrawal.

Vacation Club
The Vacation Club year begins June 1st and ends May 31st. Checks are issued the first week of June. You may join the club at any time, but no withdrawals can be made from your Vacation account until the end of the club year. If you need to withdraw, there is a $10.00 fee for early withdrawal.

Loan Products

Personal Loans
An unsecured loan. The maximum loan amount is $15,000.

Share Secured Loans
The shares (savings) in your regular share account are pledged as collateral for this loan.

Auto Loans
New and used auto loans are secured by the title to the vehicle. The maximum loan amount is $50,000 for a new vehicle and $40,000 for a used vehicle.

Mortgages
We offer mortgage services through Central States Mortgage.

Home Equity Loans
Fixed-rate Home Equity Loans now available to Illinois residents.

Other Services

Enterprise Vehicle Sales		Entertainment Books

Financial Counseling		Notary Public

Theater Tickets — AMC		Six Flags Great America Tickets

Life Savings Insurance Automatically provided to all members. The premiums are paid by the credit union.		Loan Protection Insurance Provided to members who have a loan with the credit union.

Payroll Deduction An easy way to pay your loan. Your payment is deducted from your paycheck and credited electronically to your loan. WRICU News

Life Savings Insurance - Certificate of Insurance
An important protection provided by the credit union, which is automatically provided to all members. This protection is actually a life insurance policy, which upon the death of the member will pay the member’s beneficiary up to $2,000. This amount of the insurance benefit is matched against the member’s “regular share” account, (limit $2,000). The money must be deposited before age 55 and remain on deposit until the death of the member. For members that do not have $2,000 on deposit by age 55, deposits made after age 55, will receive a lesser matching.

Loan Protection Insurance - Certificate of Insurance
Provided to members who have a loan with the credit union. In the event of permanent disability (before age 60) or upon death (before age 70), the loan balance is paid (up to $20,00).

Loan Forms

Loan Application

Open-End Plan Signatures

Credit Agreement - Borrower's Copy

Open-End Voucher and Security Agreement

Payroll Deduction Card

The forms are in PDF format - download Acrobat Reader here ===>